PENALTY CHARGES :: FIGHTING YOUR CORNER - FOR FREE

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£5,211,861.00

as of 24/07/2008

SUCCESS STORIES

Stephen		Abbey		11/02/2006
This is my success story and represents my considered opinion only. My Story has appeared in many national and local newspapers. I originally took Abbey National Plc to court on the 26 May 2005. Abbey failed to submit a defence; however as soon as the media published the story, they were very quick to deny ever receiving the claim forms. In addition, said they would have defended the claim if they had known, as there charges were fair. In August, I was back in court with Abbey National as they had applied to have the default judgment set aside. Sadly, the judge had no alternative but to grant that the judgment be set aside and the case was re-listed, for June 2006. In February 2006, rather than facing the risk that the court would make a declaration that Abbey’s charges are, in fact, penalty charges and therefore illegal, Abbey National paid me £5,000.00. My claim was only worth £840. As you can see Abbey Paid, me 600% more than my claim value, which in my opinion was to avoid the consequences of a declaration being made. All I can say is Abbey National knew my story would hit the newspapers and other media when they paid me £5000.00. Throughout, they have stated that their charges are fair and transparent and that they would have defended the claim had they been aware. My Question is therefore this: If you firmly believed that a claim was wrong, why would you settle at 600% more than the original claim value? I know I would not, would you? Stephen Hone, Plymouth

Joshua		Nationwide		15/04/2006
“I downloaded the template letter and filled in my account details, branch address and reimbursement demands. I was very surprised at the prompt reaction to the letter, I sent it on a Friday and received a reply by Tuesday morning – it must have caused a bit of a panic! My Nationwide branch instantly refunded me the sum of four penalty charges plus the interest (approx. £90). I have encouraged friends to do the same and would recommend the same course of action to anyone who has been subject to these fines. The quick payment which I received demonstrates that the banks will pay out to try to hide their illegal money making scam." Joshua, Plymouth

Gary Clay		Nationwide		15/04/2007
Hull resident Gary Clay claimed a £1,877 refund of charges incurred on two Nationwide accounts. "I was in the merchant navy. I was often away from home for up to six months in the Falklands or the Pacific. You can't easily sort out your affairs in the middle of the ocean," he says. Source http://money.guardian.co.uk/saving/current accounts/story/0,,1

r4bb1tf00d		Natwest		16/04/2006
Claimant: r4bb1tf00d Amount: £160.00 Bank: Natwest Claim settled in full 15 April 2006

Jason		Lloyds TSB		10/09/2007
I would just like to thank every body at Penalty charges.co.uk as i had a successful claim from my bank, i dont know what i would have done without you. I am now claiming for my partner, i will let you know how we get on with that one.

Russell		Natwest		05/06/2006
Russell v National Westminster Bank Plc Claim number: 6PL01760 Claim amount £1200 approx Settled in full

Kenny		Any		07/09/06
OK HERE'S MY STORY I was fed up getting bank charges and was listening to the radio about people who have reclaimed their bank charges. Well I was interested and admit a bit skeptical, so I searched for penalty charges and found this site. I had a good look around the site, thinking "It's too good to be true", so I reckoned I'd give it a go. So I started my claim against my bank for £76, copied the letter templates and sought advice from members on the site. I got a letter offering a goodwill payment of £38 but going on what other people have done I rejected the "goodwill" offer and a few days later I got a letter offering me my £76 in full and final settlement and this was without having to go to court either!! And it was all completed in THREE weeks! Well I thought to myself, that was easy and the people are so helpful with legal advice which is FREE, and with my confidence boosted I decided to take on my other bank and credit card accounts, so here's too more successes on my part and all the others at www.penaltycharges.co.uk Kenny, Stonehouse, Scotland

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£ 5,211,861 .00

24/07/2008